Being prepared for emergencies can be costly. Which makes money an item we need to discuss. If you have money it is easier to deal with situations. Car breaks down, get it fixed. Lose your job, live off of your savings until you find a new one. Money takes some of the worry out of life. I've used some of these guys ideas and have seen them work for others. If you need to get your money squared away I highly recommend Dave Ramsey's idea of how to do it.
Having listened to his radio show for awhile I really like the way the way the guy explains things in words everyone can understand. He does not try to "wow" the audience with his use of big words and seems to really try and help folks when they call in. He will call people out on their BS when they call in to the show and try to say they can't get a handle on things. I also have a couple of his books and the ideas of his I have put into use work!!! No I do not do everything he says........
Here's a link to his website
http://www.daveramsey.com/store/index.ep
I also found his books at Barnes and Noble if you prefer to shop in a store.
Having your finances in order is a big step in helping yourself to prepare for a bad day. having money also helps with the day to day of living!!! You do not think of having to choose between paying the rent and buying a needed jacket for the little one once you have things in order. You can do both!
When we are talking about food storage or other items you should build up you can go from a box of top ramen noodles to filling a pantry.
Heck if you really get your act together you might be able to do things you never thought possible. Maybe you can decrease the amount and types of emergencies you need to think about all together? You might be able to go from living in some really bad area, where you have to think of dealing with all of the crime, lack of opportunities, etc etc etc.
To living somewhere your kids can play outside, you rarely hear a siren and you wondering if your plants are getting enough water.......................
Or you can reach whatever your perfect living condition could be. Seems as if a lot of this ability starts with making a budget, living within your means and planning for the future instead of living for today.
If you have time, take a look at some of Dave Ramsey's stuff. Maybe an idea or two could help you out and better your position. Something we all should be trying to do everyday..........
As Always,
Stay Safe.
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